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Very first, it aims to find out the challenging regions of consumer credit provision about post-crisis lending ecosystem over the European union

To determine what step the fresh new European union legislator should bring, next interdisciplinary studies are needed seriously to forgotten a great deal more white towards indicators and you may drivers from irresponsible consumer credit lending, as well as the recommendations having dealing with the difficulty, in both relation to standard-means and you can administration. In particular, considering the innovation from consumer image to help you several individual pictures for the European union law, for instance the responsible individual, the fresh convinced consumer, together with insecure consumer (Micklitz 2016), much more studies are called for towards user image(s) regarding consumer credit segments. Continue Reading →